“Meet Your Aurora CO Accident Doctors And Rehabilitation Specialists!”
If you’ve been in an accident, why leave anything to chance?
Injury Rehabilitation Specialists is Denver’s primary rehabilitation facility. Since 2008 we have specialized solely in injuries such as auto accidents, dog bites and slip and falls. We are conveniently located on 6th and Chambers in Aurora, where we offer customized and personalized rehabilitation plans for each of our patients.
At injury Rehabilitation Specialists, we are dedicated to quality and complete treatment/recovery of our patients. Our goal is getting our patients back to their lives in a more medically focused and time efficient manner.
Our mission is to provide every patient with attentive and thorough medical treatment from our physicians, physical therapists and chiropractors.
Injuries We Treat:
- • Neck & Back Pain
- • Extremity Pain
- • Muscle soreness/stiffness
- • Headaches/concussions
- • Whiplash
- • Joint Pain
For Our Patients:
- • Provided transportation
- • Accepting patients with or without health insurance
- • No out-of-pocket expenses
- • Referrals to a network of specialists
- • Post-surgery therapy
- • Same-Day and next day initial exam appointments available.
- • Medical examinations
- • Physical Therapy
- • Chiropractic Services
- • Referrals to a network of specialists and imaging facilities
- • We carry our own liens.
We can help even if you can’t pay. Injury Rehabilitation Specialists carries its own liens.
With respect to automobile liability laws, Colorado is a “fault-based” system. Under a fault-based system (also known as a tort system), the person at fault for causing an automobile collision is ultimately responsible for all of the financial consequences of the collision (assuming that the at fault person has the financial ability or enough insurance to pay for all of the harms caused in the collision). Under a fault-based system, money owed by the at fault party for your injuries is usually paid out as an insurance settlement in one lump sum at the end of your case.
The one-time payment settling your injury claim is made in exchange for your signature on a document forever releasing the at fault driver from any further financial obligation to you. (This document is known as a full release of all claims). This one-time lump sum payment/settlement generally occurs after all medical treatment has concluded.
Medical Payments Coverage
If your own (Colorado) automobile insurance policy (or the auto insurance policy on the car you were traveling in at the time of your collision) was issued or has been renewed after January 1, 2009, then using your automobile insurance medical payment coverage to pay for incident-related medical expenses may be your very best short-term payment ( “medpay”) option until a final settlement is reached. A “medical payment” (“medpay”) benefit is an optional form of car insurance coverage that if purchased requires your own auto insurance company (and/or the insurance on the car you were in at the time of the collision) to pay some portion of your medical expenses (depending on the amount of coverage purchased).
Traditionally, like health insurance, “medical payment” policies required you to pay them back out of your final settlement. However, for all Colorado auto insurance policies renewed after January 1, 2009, medical payments coverage cannot include reimbursement provisions. This means that if you use “medpay” coverage to cover bills or even co-pays, you will not owe this money back to your auto insurance company. Policies written before January 1, 2009, or policies written outside of Colorado, may still have these reimbursement provisions.
If you do not have health insurance or medical payments coverage, it is possible for you to receive treatment on a “lien”. When you receive medical treatment through a “lien”, your treating provider will have you sign a contract promising to pay them back in full out of any settlement you recover. The medical provider will in essence provide you with medical treatment now in exchange for you legal promise to pay them back after and out of your settlement.
Uninsured/Underinsured Motorist Coverage
When automobile insurance is purchased in Colorado, every auto insurance company is required to offer the opportunity to purchase uninsured/underinsured motorist coverage (UM/UIM coverage). If you purchased, this part of your policy can be used in cases where the at fault party either has no insurance or does not have enough insurance to cover the full value of your economic (e.g. medical bills, wage loss) and non-economic (e.g. pain and suffering) damages.
For all UM/UIM policies issued or renewed in Colorado after January 1, 2008, the UM/UIM coverage can be added on top of whatever coverage that at fault driver has available. If you are eligible to make a UM/UIM claim, your insurance company cannot raise your insurance rates for using this coverage.
Under Colorado law, you may be eligible for UM/UIM benefits from any and all auto insurance policies and “umbrella” or “excess liability” policies in your entire household, regardless of whether you were actually in the insured car at the time of the collision.